Guarantee Your RIF Income For Life

Are you retired? Drawing an income from a RRIF? Would you like to see an investment that can:

Provide income for life?

Beginning at age 65, income can be guaranteed for life

Guarantee a return of your principal?

You're guaranteed to get back your principal
in the form of regular withdrawals of up to 5% regardless of market performance

Provide increasing income?

With income bonuses and opportunities to lock-in market gains, your income payments can increase

Offer you flexibility?

You can switch between funds and fund managers or access your savings at any time, should the need arise

A new breed of products has emerged recently that can provide you with predictable, sustainable, and potentially increasing retirement income – for life. And it’s the new “life” benefit of this product that makes it ideally suited for RRIFs.

Until now, no Registered Retirement Income Fund (RRIF) product has been able to ensure retirement income for life. Now these products offer RRIF payments for life, guaranteed!

These products provide RRIF clients with unique advantages:

• Guaranteed five per cent income throughout retirement, even if the market value of the investment reduces to zero
• The potential to increase lifetime income
• The flexibility to withdraw more than the guaranteed income amount

And, by adding a RRIF meltdown strategy to the mix, you can potentially access your RRIF income at greatly reduced tax rates.